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Our Credit Promise
 

Informed decisions start with good information, the Gettington Credit Promise is about fairness, choices, and transparency.

We understand managing your budget and provide our Fast and Easy payment options as a way to enable your Gettington.com purchases. With our credit promise, you will never be charged an annual fee or an over-limit fee, and our Fast and Easy Payment Options have APRs of just 14.9%* and 19.9%*, respectively. Our two payment options give you the choice in how you would like to pay off your purchase:

FAST Option:

  • Fast Option gives you lower payments with a quicker payback. In just four payments, your purchase will be paid in full. Our current low variable APR of 14.90%* means you’ll pay less in finance charges too!

EASY Option:

  • Choose our Easy Option when you need more flexibility. It spreads out the cost of your purchase over 24 months or less--much faster than a typical credit card payback! With our current variable APR of 19.90%* and payments of 5.5% of the Easy Option balance, or $20.00 (whichever is greater), you’ll easily be able to budget your purchases.

Whether you choose Gettington Credit (issued by WebBank) or another form of payment, we want you to make smart financial decisions, which is why we provide you with a calculator at every point during your shopping experience.

If you have questions about Gettington Credit, let us know. We’re here to help. You can contact us at customerservice@gettington.com.

We want to make sure you have the information you need to make informed decisions about your credit options. The following chart compares Gettington Credit to other forms of credit to help you make the best choice for you.

  • Gettington Credit Options
  • Amazon Platinum Rewards Visa
    by Chase
  • JCPenny
    Store Card
  • Annual Fee
  • None
  • None
  • None
  • None
  • Annual Percentage Rate
  • 14.90%*
    Variable
  • 19.90%*
    Variable
  • 19.24% - 22.24% Variable
  • 26.99%
  • Grace Period
  • at least 24 days
  • at least 24 days
  • at least 21 days
  • at least 23 days
  • Default APR
  • None
  • None
  • 29.99%
  • None
  • Max. Late Payment Fee
  • $35.00
  • $35.00
  • $35.00
  • $35.00
  • Min. Interest Charge
  • $0.50
  • $0.50
  • None
  • $2.00
  • Last Updated
    February 20, 2013

Gettington Credit Benefits at a glance

  • Choices that fit your budget: 4 monthly payments with FAST Option or extended payments with EASY Option

  • Fast payback means lower interest charges

  • No annual fee or over-limit fees

  • Shop with confidence - fraud liability protection

  • Easy online account management

  • Instant credit response


*As of 3/7/2013. This APR will vary with the market based on the Prime Rate.
About Us