Informed decisions start with good information, the Gettington Credit Promise is about fairness, choices, and transparency.

We understand managing your budget and provide our Fast and Easy payment options as a way to enable your Gettington.com purchases. With our credit promise, you will never be charged an annual fee or an over-limit fee, and our Fast and Easy Payment Options have APRs of just 14.9% and 19.9%, respectively. Our two payment options give you the choice in how you would like to pay off your purchase:

• Fast Option gives you lower payments with a quicker payback. In just four payments, your purchase will be paid in full. Our low non-variable APR of 14.90% means you’ll pay less in finance charges too!

• Choose our Easy Option when you need more flexibility. It spreads out the cost of your purchase over 24 months or less--much faster than a typical credit card payback! With a non-variable APR of 19.90% and payments of 5.5% of the Easy Option balance, or $20.00 (whichever is greater), you’ll easily be able to budget your purchases.

Whether you choose Gettington Credit (issued by WebBank) or another form of payment, we want you to make smart financial decisions, which is why we provide you with a calculator at every point during your shopping experience.

If you have questions about Gettington Credit, let us know. We’re here to help. You can contact us at customerservice@gettington.com.

We want to make sure you have the information you need to make informed decisions about your credit options. The following chart compares Gettington Credit to other forms of credit to help you make the best choice for you. To do an accurate comparison, you may want to print this page and fill out the chart with your own credit card information to see what option is best for you. You can typically find the details in your credit card monthly statement.

Gettington Credit Benefits at a glance

• Choices that fit your budget: 4 monthly payments with FAST Option or extended payments with EASY Option

• Fast payback means lower interest charges

• No annual fee or over-limit fees

• Shop with confidence - fraud liability protection

• Easy online account management

• Instant credit response