Our Credit Promise

Informed decisions start with good information, the Gettington Credit Promise is about fairness, choices, and transparency.

We understand managing your budget and that's why Gettington Credit (issued by WebBank) offers you affordable monthly payments on everything you buy. With our credit promise, you will never be charged an annual fee** or an overlimit fee** and our APR is only 19.90%*.

Whether you choose Gettington Credit (issued by WebBank) or another form of payment, we want you to make smart financial decisions.

If you have questions about Gettington Credit, let us know. We’re here to help. You can contact us at customerservice@gettington.com.

We want to make sure you have the information you need to make informed decisions about your credit options. The following chart compares Gettington Credit to other forms of credit to help you make the best choice for you.

  • Gettington Credit Options
  • Amazon Platinum Rewards Visa
    by Chase
  • JCPenney
    Store Card
  • Annual Fee
  • None
  • None
  • None
  • Annual Percentage Rate
  • 19.90%*
  • 14.24% - 22.24% Variable
  • 26.99%
  • Grace Period
  • at least 24 days
  • at least 21 days
  • at least 23 days
  • Default APR
  • None
  • 29.99%
  • None
  • Max. Late Payment Fee
  • $37.00
  • $35.00
  • $35.00
  • Min. Interest Charge
  • $0.50
  • None
  • $2.00
  • Last Updated
    August 4, 2015

Gettington Credit Benefits at a glance

  • Exclusive offers, sales and promotions

  • No annual fee** or overlimit fees** and an APR of only 19.90%

  • Shop with confidence - fraud liability protection

  • Easy online account management

  • Instant credit response

*This APR will vary with the market based on the Prime Rate.
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